Business Accounts

Simplified Business

This account is great for new or small businesses. It has the flexibility to grow as your business does.

Account Details

  • Minimum opening deposit - $25
  • Minimum daily balance - $0.01
  • No monthly service charge
  • No statement processing fee
  • Deposits – Free
  • Deposited and paid items – 200 free (Additional 100 free items with e-Statement enrollment)
  • Additional transactions - $0.40

Available Account Services

  • Instant Issue FCB MasterMoney® Business Debit Card (includes your business name!)
  • FCB Business Credit Card (includes your business name!)
  • Business Direct (Cash Management Software)
  • Deposit Express
  • Online, Mobile, Tablet, or Telephone Banking
  • Mobile Deposit
  • Business Bill Pay
  • Merchant Services
  • Night deposit bag & lock, zipper bag, or key
  • Endorsement stamp

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Commercial Checking

This account is ideal for businesses with higher balances and activity than the typical Simplified Business customer. It offers a monthly earnings credit that may offset fees.

Account Details

  • Minimum opening deposit - $25
  • Minimum daily balance - $1,000
  • Monthly service charge - $10 (Assessed only if account falls below minimum daily balance)
  • Statement processing fee - $5 (Waived with e-statement enrollment)
  • Deposits – Free
  • Deposited items – $0.07 each (Earnings credit available to help offset fee costs)
  • Paid items – $0.16 each (Earnings credit available to help offset fee costs)

Available Account Services

  • Instant Issue FCB MasterMoney® Business Debit Card (includes your business name!)
  • FCB Business Credit Card (includes your business name!)
  • Business Direct (Cash Management Software)
  • Deposit Express
  • Online, Mobile, Tablet, or Telephone Banking
  • Mobile Deposit
  • Business Bill Pay
  • Merchant Services
  • Night deposit bag & lock, zipper bag, or key
  • Endorsement stamp
  • Sweep Account/Repurchase Agreement

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Commercial Interest Checking

This account is designed for businesses with high balances, but low activity.

Account Details

  • Minimum opening deposit - $25
  • Minimum daily balance - $1,000
  • Minimum daily balance to earn interest - $1,000 (View rates and details)
  • Monthly service charge - $10 (Assessed only if account falls below minimum daily balance)
  • Statement processing fee - $5 (Waived with e-statement enrollment)
  • Deposits – Free
  • Deposited items – $0.07 each 
  • Paid items – $0.16 each 

Available Account Services

  • Instant Issue FCB MasterMoney® Business Debit Card (includes your business name!)
  • FCB Business Credit Card (includes your business name!)
  • Business Direct (Cash Management Software)
  • Deposit Express
  • Online, Mobile, Tablet, or Telephone Banking
  • Mobile Deposit
  • Business Bill Pay
  • Merchant Services
  • Night deposit bag & lock, zipper bag, or key
  • Endorsement stamp

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Commercial Money Market

This account is a great way for businesses to earn interest on surplus funds.

Account Details

  • Minimum opening deposit - $1,000
  • Minimum daily balance - $1,000
  • Minimum daily balance to earn interest - $0.01
  • Monthly service charge - $10 (Assessed only if account falls below minimum daily balance)
  • No statement processing fee
  • Deposits and deposited items – Free
  • Paid items – Six (6) free per statement cycle ($10/additional transaction)

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Jumbo Commercial Money Market

This account is a great for businesses who have larger amounts of surplus funds and have their primary business checking account with FCB.

Account Details

  • To qualify for the higher rates, a Primary Business Checking account must have a minimum of four (4) debits and two (2) credits per statement cycle.   
  • Minimum opening deposit - $1,000
  • Minimum daily balance to earn interest - $100,000
  • Minimum daily balance - $0.01
  • No statement processing fee with e-statements
  • Deposits and deposited items – Free
  • Paid items – Six (6) free per statement cycle ($10/additional transaction)

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Available Account Services

  • Instant Issue FCB MasterMoney® Business Debit Card (includes your business name!)
  • FCB Business Credit Card (includes your business name!)
  • Business Direct (Cash Management Software)
  • Deposit Express
  • Online, Mobile, Tablet, or Telephone Banking
  • Mobile Deposit
  • Business Bill Pay
  • Merchant Services
  • Night deposit bag & lock, zipper bag, or key
  • Endorsement stamp

Back Compare Open

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