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Certificate Rates | Deposit Rates | Loan Rates
| CD Specials | ||||||
| Term | Interest Rate | Annual Percentage Yield | *Minimum Balance | |||
| 11 Months | 3.70% | 3.75% | $1,000 | |||
| 19 Months | 4.14% | 4.20% | $1,000 | |||
| 29 Months | 4.38% | 4.45% | $1,000 | |||
| 39 Months | 4.62% | 4.70% | $1,000 | |||
| 49 Months | 4.86% | 4.95% | $1,000 | |||
| ******************************* NOW AVAILABLE ******************************* | ||||||
| ***************** 49er Bonus Rates with FCB CD Specials ***************** | ||||||
| Term | Interest Rate | Annual Percentage Yield | *Minimum Balance | |||
| 11 Month-49er | 3.94% | 4.00% | $1,000 | |||
| 19 Month-49er | 4.24% | 4.30% | $1,000 | |||
| 29 Month-49er | 4.48% | 4.55% | $1,000 | |||
| 39 Month-49er | 4.72% | 4.80% | $1,000 | |||
| 49 Month-49er | 4.96% | 5.05% | $1,000 | |||
| *Minimum balance to earn annual percentage yield. A penalty may be imposed for early withdrawal. The APY is based on the interest compounding quarterly. 49er bonus rates available to current or new 49er checking account holders. |
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| Certificate Rates | ||||||
| Term | Interest Rate | Annual Percentage Yield | *Minimum Balance | |||
| 1 Month (1 Month - 181 Days) | 1.49% | 1.50% | $1,000 | |||
| 6 Months (182 - 364 Days) | 1.99% | 2.00% | $1,000 | |||
| 1 Year (12 - 23 Months) | 2.38% | 2.40% | $1,000 | |||
| 2 Years (24 - 35 Months) | 2.53% | 2.55% | $1,000 | |||
| 3 Years (36 - 59 Months) | 2.97% | 3.00% | $1,000 | |||
| 5 Years (60 - 83 Months) | 3.17% | 3.20% | $1,000 | |||
| 7 Years (84 Months) | 3.36% | 3.40% | $1,000 | |||
| Bonus Rates Available For 49er Checking Account Holders and for Mini-Jumbo and Jumbo Deposits. Call an FCB New Account Representative for rates. | ||||||
| *Minimum balance to earn annual percentage yield. A penalty may be imposed for early withdrawal. The APY is based on the interest compounding quarterly. Fees could reduce earnings on accounts. |
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| First Rate Direct Checking | |||
| Balance | Interest Rate | Annual Percentage Yield | **Minimum Balance |
| Below $1,000 | 0.00% | 0.00% | $0.01 |
| $1,000 & Over | 0.10% | 0.10% | $1,000.00 |
| First Rate Checking | |||
| Balance | Interest Rate | Annual Percentage Yield | **Minimum Balance |
| Below $1,000 | 0.00% | 0.00% | $0.01 |
| $1,000 & Over | 0.10% | 0.10% | $1,000.00 |
| 49ER Gold Club Checking | |||
| Balance | Interest Rate | Annual Percentage Yield | **Minimum Balance |
| Below $500 | 0.00% | 0.00% | $0.01 |
| $500 & Over | 0.50% | 0.50% | $500.00 |
| Premier Money Market Account | |||
| Balance | Interest Rate | Annual Percentage Yield | **Minimum Balance |
| Below $5,000 | 1.10% | 1.10% | $0.01 |
| $5,000 - $24,999.99 | 1.44% | 1.45% | $5,000 |
| $25,000 -$44,999.99 | 1.74% | 1.75% | $25,000 |
| $45,000-$95,999.99 | 2.42% | 2.44% | $45,000 |
| $96,000 & OVER | 2.72% | 2.75% | $96,000 |
| 49ER Premier Money Market Account | |||
| Balance | Interest Rate | Annual Percentage Yield | **Minimum Balance |
| Below $5,000 | 1.20% | 1.20% | $0.01 |
| $5,000 - $24,999.99 | 1.54% | 1.55% | $5,000 |
| $25,000-$44,999.99 | 1.84% | 1.85% | $25,000 |
| $45,000 -$95,999.99 | 2.52% | 2.54% | $45,000 |
| $96,000 & OVER | 2.81% | 2.84% | $96,000 |
| **Minimum Balance | ||||||
| **Minimum balance to earn annual percentage yield. The annual percentage yeild is based on interest compounding monthly. The interest rate and APY may change after account opening. Fees could reduce earnings on the account. |
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| FCB Commercial Interest Checking | |||
| Balance | Interest Rate | Annual Percentage Yield | **Minimum Balance |
| Below $1,000 | 0.00% | 0.00% | $0.01 |
| $1,000 - $24,999.99 | 0.50% | 0.50% | $1,000 |
| $25,000 - $95,999.99 | 0.50% | 0.50% | $25,000 |
| $96,000 & Over | 0.50% | 0.50% | $96,000 |
| FCB Commercial Money Market | |||
| Balance | Interest Rate | Annual Percentage Yield | **Minimum Balance |
| Below $1,000 | 0.50% | 0.50% | $0.01 |
| $1,000 - $24,999.99 | 0.75% | 0.75% | $1,000 |
| $25,000 - $95,999.99 | 1.25% | 1.25% | $25,000 |
| $96,000 & Over | 1.84% | 1.85% | $96,000 |
| **Minimum Balance | ||||||
| **Minimum balance to earn annual percentage. The annual percentage yield is based on interest compounding monthly. The interest rate and annual percentage yield may change after account opening. Fees could reduce earnings on the account. |
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| FCB Savings | ||||||
| Balance | Interest Rate | Annual Percentage Yield | ***Minimum Balance | |||
| Below $500 | 1.00% | 1.00% | $0.01 | |||
| $500 & Over | 1.05% | 1.05% | $500.00 | |||
| ***Minimum balance to earn annual percentage yield. The annual percentage yield is based on interest compounding quarterly. The interest rate and annual percentage yield may change after account opening. Fees could reduce earnings on the account. |
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| Credit Allowance On Commercial Checking | ||||||
| Effective Date | ||||||
| Interest rates and annual percentage yields are current as of 08-13-08 | ||||||
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Loan Rates |
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For the lowest rates on loans, please e-mail, call or visit any FCB Bank. |
Interest Rates and Annual Percentage Yields are current as of 08-13-08
For current rate information, contact us. A Customer Service Representative will respond promptly.
