FDIC Insured - Backed by the full faith and credit of the U.S. Government.Certificates of Deposit
Certificates of Deposit are a great way to earn a higher interest rate with the security of FDIC insurance. CDs are time deposits, meaning the funds cannot be withdrawn until the maturity date without a penalty. FCB Banks offers a wide selection of term options so you can tailor your CD to match your savings goals.
Learn more below and then stop by any of our locations to open a CD of your own!
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Minimum Opening Deposit |
$1,000 |
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Term Options |
Choose from: 1 month 6 months 1 year 2 years 3 years 5 years 7 years Various special term options |
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Interest Payments |
Choose from: Quarterly compounding Monthly credit to another FCB Banks account Quarterly credit to another FCB Banks account Monthly check Quarterly check |
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Penalty for Early Withdrawal |
Determined by the CD term |
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Rates |
Bonus rates available for: 49er Gold Club Members Mini-Jumbo CD Jumbo CD |
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Minimum Balance to Earn APY1 |
$1,000 |
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Renewal |
Automatic renewal at maturity |
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Penalties may be imposed if you withdrawal any of the funds before the maturity date.
1 You must maintain a minimum balance in the account everyday to obtain the disclosed annual percentage yield.
