Roth IRA

Eligibility	Earned income No age limit Income limitations
Contribution Limit (Age 49 or below)	The lesser of: 100% of income or $6,000
Contribution Limit (Age 50 or above)	The lesser of: 100% of income or $7,000
Tax Benefit	The contributions you make to your Roth are after tax dollars. The earnings realized by the Roth IRA are not presently taxed and may never be taxed. You may also qualify for a new tax credit.
Distributions	You may begin withdrawals at any time. However you may want to understand the income tax consequences of taking distributions at certain times.

Ready to start saving? Stop by any FCB Banks location. One of our new account representatives would be happy to help you plan for your future.

Not what you’re looking for? Check out our Traditional IRA or Coverdell Education Savings Account instead.