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Checking Accounts

We designed our checking accounts with your needs in mind. With seven options to choose from, there’s an account that fits your financial lifestyle. Learn more about each of the accounts below and then compare to make your final decision.

Totally Free Icon


Totally Free

 

Dime A Debt Icon


Dime A Debit

Basic, service charge free checking

  • Low minimum opening deposit
  • No minimum daily balance
  • No monthly service charge

Account details

 

Earn a bonus for using your debit card

  • Low minimum opening deposit
  • Bonus for debit card purchases
  • Add Pocket Change to get the most out of your debit card!

Account details

First Rate Direct Icon


First Rate Direct

 

First Rate Icon


First Rate

Interest bearing checking with no minimum balance

  • Low minimum opening deposit
  • No minimum daily balance
  • Interest bearing account
  • ATM rebates
  • Direct deposit required

Account details

 

Interest bearing checking with a low minimum balance

  • Low minimum opening deposit
  • Low minimum daily balance
  • Interest bearing account
  • ATM rebates
  • Direct deposit not required

Account details

49er Gold Club Icon


49er Gold Club

 

Student Checking 1


Student Checking

For customers 49 or better or large deposit holders

  • Interest bearing account
  • Bonus CD, IRA, and Money Market rates
  • FREE 49er Gold Club Checks
  • Discounted FCB services

Account details

 

Specially designed for students enrolled in High School or College.

  • Low minimum opening deposit
  • No minimum daily balance
  • PLUS specially designed features for busy students

Account details

 New Beginning Icon

New Beginning

 

 

Start down the path to financial success

  • Low minimum opening deposit
  • No minimum daily balance
  • No overdraft fees
  • Reduced monthly service charge available

Account details

 

 

All FCB Banks Checking Accounts are eligible for:

Compare checking accounts

 

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